Property Description

QUALIFIES FOR 100% FINANCING! Welcome to this spacious 4 bedroom, 3 bathroom home located in a well-established subdivision within a TOP-RATED SCHOOL DISTRICT! With easy access to the levee path for walking, jogging, and biking, this location offers both convenience and lifestyle. Major improvements have already been completed for peace of mind: newer roof (2022), newer windows (2022), fully replaced interior & exterior HVAC systems (2020), new water heater (2024), and brand new Hardie plank siding caulked and ready for your paint selection to finish. LOCATED IN FLOOD ZONE X for potential insurance savings. Inside, you'll find a flexible and functional layout offering generous living space. All three bathrooms have been updated, including a spacious primary suite shower and a downstairs ADA-accessible bathroom. Beautiful red oak wood floors upstairs add warmth and character, with only one bedroom currently featuring carpet. Multiple flex spaces/rooms provide options for a home office, additional bedrooms, or hobby rooms. The cozy corner gas fireplace creates a welcoming living area for gathering. The large attached sunroom overlooks the beautifully landscaped backyard and provides additional usable living space year round. A 2 car garage, extended driveway, and oversized storage shed with window A/C and built-in shelving offer exceptional storage, workspace options, and ample parking. This home offers impressive square footage and long-term value in St. Charles. With room to personalize cosmetic finishes to your taste, this is a fantastic opportunity for space, location, and major system upgrades at an attractive price point in the highly sought after area. Seller is open to concessions to assist buyers in customizing the home to their needs with a solid offer. The ASSUMABLE 3.75% INTEREST RATE is a rare opportunity for today's buyer.

Property Features